If you missed March's goals, you can go here to check them out.
March Overview
We made some pretty big progress last month that I'm pretty excited about. We paid off our car and all personal credit card debt (goal #1)! We also put $500 into savings (goal #4). Our car continues to be for sale, and we are just trying to be patient and praying that a buyer will come along. It's so hard to sell a car in this economy! I also set up a checking account for my husband so that he won't spend on the credit card if he happens to need something (goal from February).
I set up all our mortgages on our banking bill pay system (goal #6). That helped me a lot with organization, and I was only past the 15 day grace period with one mortgage (goal #2). Can you tell this is a monthly struggle for me? Man, I hate this part of my life, but if I didn't do it, no one would...so I struggle through each month.
And again, I failed to do anything with taxes (goal #3), although I did make a lot of progress with getting our office more organized and accounts up to date. One more goal accomplished (#5) was to pay off all current business credit card charges plus an extra $500 to the balance.
As far as my cash system, I spent $248.98 on groceries, but was a little over on the household envelope. But, in my defense, I have had almost all my pots and pans fail on me over the past month! Weird. They were the stainless steel kind with the copper bottoms. For some reason all the copper started separating from the pans at the same time. So that's not a cheap thing to replace.
April Goals
Honestly, I'm cutting myself some slack this month on the goals. We have more expenses this month due to a couple baby/bridal showers, my son's birthday and birthday party and our Hawaii trip. Plus, I want a new purse and there is no "budget" area for that :)
1. Put $500 into savings.
2. Pay all mortgages on time.
3. Have accountant file extension on taxes
4. Pay off all current business charges on credit card
I will be filling our cash envelopes with $225 for groceries and $250 for dining out. I'm not going to do a household budget this month because I'm not sure how much to estimate for all the extra expenses. Probably not the best way to do things, but I need a month to breath a little and not worry so much about budgeting.
Erika
6 comments:
I made my budget for this month too. mines an easy one.
1. pay all bills on time (remember to mail them.haha)
2. 400 dollars in saving
3. 250 groceries
4. 250 extras/mis.
not so bad. i hope. pray for me haha.
thanks for everything.
Great job, Erika!!
You are doing GREAT on your goals. I need to start spending less & planning my meals around what meat/veggie is on sale for the week.
Thanks for the inspiration!
You are an inspiration! I will get on a strict budget and stick to it starting this month and make sure all our bills are paid on time!
Thanks for the encouragement guys :)
Be sure and leave a comment to update how you doat the end of the month. It helps to know that I'm not the only one working on the goals!
Erika
what do u buy for drinks? do u find it cheaper to go to say costco? that seems to be the thing we arent beeing thrifty on.
Hi Anon,
Sorry about the delayed relpy.
I'm not sure which type of drinks you are referring to, but here's what we do.
Our family doesn't actually drink much other than milk, water or juice ( and juice only when I get a good deal on it). Since my kids aren't in school yet, I don't have to find individual drinks to send in their lunches.
Since I'm pregnant and my husband is on a diet, we haven't been buying alcohol. We used to spend maybe $50 a month before on that? I did find that there were a lot of deals on drinks in the summer time and I did stock up a lot then on things like gatorade, Tava (0 cal. pop), poweraid, etc.
We also don't drink much pop. Sorry that I'm not too much help with that!
Erika
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